Some Foreclosures and Evictions postponed for the holidays

Freddie Mac  and Fannie Mae  are postponing foreclosure evictions on mortgage loans they own or back from December 20th to January 3rd. Wells Fargo will freeze foreclosure sales for the holiday.  The lender’s freeze will run the same two week period as that of Fannie Mae and Freddie Mac.  It will only postpone sales of […]

What did Bank of America’s Two Week Document Review Accomplish?

The nation watched and waited as GMAC, JPMorgan Chase, and Bank of America began announcing their plans to stop foreclosures in 23 judicial states.  This freeze of the foreclosure industry came about largely as a result of the sworn deposition of a GMAC servicing executive who testified that he was signing off on foreclosures without […]

Nationwide joint investigation could make banks subject to fines

A joint investigation by every state and the District of Columbia could force mortgage companies to settle allegations that they used flawed documents to foreclose on hundreds of thousands of homeowners.  To read the full article please click this link.

Tisha Black Chernine, Esq. quoted in RJ regarding wrongful foreclosures

Nevada attorney general asks lenders to temporarily halt foreclosures As politicians complain about potentially massive mortgage fraud around the country, a top state official is calling on all residential lenders to halt foreclosures in Nevada. To read the full story in the Las Vegas Review Journal, click here.

Bank of America to Stop Foreclosures in Nevada and Nationwide

Pursuant to articles in today’s Wall Street Journal, Bloomberg, and the Washington Post, Bank of America Corporation has placed a moratorium on all foreclosure proceedings across the U.S. to examine its foreclosure documentation problems. This includes all Bank of America owned properties in the state of Nevada. Bank of America is the first financial institution […]

Bank of America’s Principal Forgiveness Program Begins

On June 2, Bank of America began its new mortgage program for eligible underwater borrowers which includes an earned principal forgiveness in a loan modification.  Bank of America mailed out an initial round of letters notifying customers who may qualify.  Upon review of these customer applications, the first trial offers for the program could find […]

Bank of America Will Cut Loan Principal for Some Customers

  Bank of America announced on March 25, 2010 that it will implement a principal forgiveness program to modify underwater loans.   Bank of America is specifically targeting certain, subprime and adjustable-rate mortgages (ARMs) qualifying for its National Homeownership Retention Program (NHRP), Pay-Option ARMs, and prime two-year hybrid ARMs.  The program is limited to Bank of […]

Bank of America’s New Short Sale Processing Software

In an effort to streamline their processing of a half-million short sales,  Bank of America has announced that all short sales must now be processed  through the Equator online transaction manager regardless of the file’s proximity to approval.  Effective March 1, 2010, all properties secured by a Bank of America loan must be uploaded electronically.  […]