Department of Business and Industry Commissioner says NO to NV’s unreasonable HOA fees

On November 18, 2010, George E. Burns, Commissioner for the State of Nevada Department of Business and Industry, Financial Institutions Division, gave the citizens of Nevada a slice of fairness.   Commissioner Burns signed an Order that officially halts the seemingly tyrannical behavior of Home Owners Associations collections agencies (hereinafter HOA’s) across Nevada.  Pursuant to the […]

Nationstar’s New Short Sale Requirements for Buyers

If a homeowner is “underwater” on the mortgage, meaning that the fair market value of the house does not equal the amount owed on the loan note, then the homeowner cannot sell the house through traditional means.  A traditional sale recoups sufficient funds to pay off the amount owed to the homeowner’s mortgage company or […]

Private Mortgage Insurance Provides Woes for Lenders and Consumers Alike

When one hears the word “insurance,” you automatically think you are “covered” from any and all “qualified” loss that exists under the umbrella of that coverage.  Unfortunately, that does not appear to be true as all types of insurance from medical to long term disability have been the subject of movies and articles slamming the […]

MBA Asks for Exemptions to Dodd-Frank Act

The Dodd-Frank financial reform, which passed this summer, requires lenders to retain a five percent stake in loans it packages and sells to investors.  The goal of this retention is for lenders to have a stake in the future of these loans, making the lenders accountable for the quality of the loans they packaged and […]

Tisha Black Chernine, Esq. on AM720 KDWN

Tisha Black Chernine, Esq. speaks on the Heidi Harris Show about mortgages that could be “frozen” by the government and the process of loan modification.   Click here to hear the audio clip.

Tisha Black Chernine, Esq. mentioned in LV Business Press

To the Boom and Back: Locals debate how rapidly once-thriving Las Vegas will recover By TIM O’REILEY For several years as the economy soared Las Vegas-style, obtaining financing for a business often involved little more than signing a home equity line of credit. To read the full story, click here.