FHA’s new principal reduction program

A new program issued by the Federal Housing Administration (FHA) requires lenders to reduce the principal by at least 10% for qualified borrowers.  Borrowers can qualify for the FHA principal reduction program if they are current on their payments and their loan was acquired from a failed bank seized by the FDIC.   Additionally, the program […]

Fannie Mae Shortens Wait Time to Get a New Mortgage

Fannie Mae announced a reduction in wait time for some borrowers between when they complete a deed-in-lieu of foreclosure transaction and when they can obtain a new mortgage.  Previously, a borrower waited four years before getting a new mortgage.  Under the new guidelines, a borrower that previously completed a deed-in-lieu of foreclosure can get a […]